Insights
Single State Municipal Bonds
Q. Why don't you buy only municipal bonds issued by the state of my residence? A. I believe that owning only single state municipal bonds is akin to playing Russian roulette - i.e., by putting all your money on the financial stability of one state. While it might...
Your Portfolio
In the past, some of you have requested my thoughts about the economy, the markets and specific allocations in your varied portfolios. I am pleased to announce that I have created this, "Your Portfolio" folder, of my Blog (http://wealthguardllc.com/blog/) for this...
10 Minutes of Planning Can Save Your Loved Ones Time and Maybe a Lot of Aggravation
Digital property management: Do you use email, online banking and brokerage accounts? Do you have social and business network pages, blog or Twitter accounts? What happens to these accounts if you become incapacitated or pass away? Every attorney I've asked had...
A Fatal Flaw?
A Fatal Flaw? Does your company offer you advice on your 401(k) plan (60% of companies do)? Do you take advantage of it? A recent Wall St. Journal article points out that only 1/4 of employees who have access to advice through their employer actually take advantage of...
Financial Planning
Financial Planning: Self-employed business owners & Corporate Executives During our WealthScan Reviews with clients we do a “lifeboat Drill” – a vision exercise where we ask tough questions regarding the vulnerability of the client's current plan against the...
IRS Released New 401K Limits and New Exemptions for 2012
IRS JUST RELEASED NEW 401(k) LIMITS AND NEW EXEMPTIONS FOR 2012 Taxpayers will be able to set aside an extra $500 in 401(k) plans and benefit from an additional $120,000 estate tax exemption in 2012, under cost-of-living adjustments announced by the Internal Revenue...
